Insurance Anything That We Need

Insurance Anything That We Need

Human plans, but God disposes. This expression seems to have heard our usual and may also have existed since time immemorial. If we look at, this phrase actually contains a hidden message: life is fraught with risk. What? A lot, Father-Mother. From the smallest risk, such as tepeleset in the bathroom, until the risk of losing their possessions, limbs and even lives.

The question now is whether we should surrender it, or just do the best preparation for the risk in case it arrived. As a financial planner, of course I recommend the latter option. I do not mean to invite you to think pessimistic, but instead they invite you to think far ahead. There are many destinations in the front there that still want to achieve. Therefore, in achieving this goal, you should also prepare a number of risks that might occur.

One of the anticipation of risk you can do is to take some insurance. Below I will tell the various risks that may happen to you, and insurance to anticipate them.

1. Death

Risk of death can happen unexpectedly at any time. If the deceased was alone, would not be ok. Troublesome if the dead still had dependent children or other family members. How would their fate? From where they could eat and pay school fees?

If you currently have other people whose lives you are responsible, of course, making life insurance worth considering. If there is life insurance, then the people you leave behind will get some insurance money he could use to finance his life. So, there is a third party that will "keep" the people you leave behind.

There are many insurance companies that provide this service. All trying to provide the best service with various other inducements. You do not need to rush to shut down or choose. Use your time to select which companies provide the best offers and services.

2. Accident

Wherever you are, the risk of accidents would still be there. You get on a plane, train, ship, even the slightest chance is always there. There's even a scene of people walking in the open field suddenly fall aircraft. And there's been wandering the bus crashed into a house and harm the occupants are sleeping.

What happens if you have an accident? You will usually be taken to the hospital. You'll also stay if the injuries you need to care for a long time. Due to worst, you are disabled. Could be one of the organ or limb is not working. As a result, you can no longer work and earn income.

Therefore, Father-Mother, to anticipate just take this risk accident insurance. Accident insurance provides insurance money if you have an accident so it must be admitted to the hospital, disability, or even death. Just as death insurance, there are many companies that offer accident insurance. Generally, they provide an affordable premium.

3. Ill

Pain is expensive. If you're sick, you should at least go to the doctor so that any consulting fees that you pay. Not to mention drugs and if admitted to the hospital. Yes if the money exists. Otherwise? Some hospitals have now asked for a deposit before you get treated. Not to mention if you have surgery.

In case of this situation, you can take health insurance. Compared to a few years ago, now more and more insurance companies sell this product. There are products that provide hospital reimbursement, or replacement plus reimbursement of outpatient hospital, plus medication too. Now, you live alone that determines the best options to suit your needs.

4. Accidents on the House

Lately we often watched the news of the fire. Whether it's market, offices, or settlements. Well, if disaster struck the home you live in now, imagine what will happen. Fuss, not everyone has enough money to rebuild homes in the affected areas, so many who end up having to stay in your home, or more definitely more in tents. For this type of accident insurance of this kind are also available. Usually the price is quite affordable.

5. Accidents on Vehicle

You have a car or motorcycle? You also have the possibility of vehicle accidents. Now this only when driving, almost certainly there are other vehicles memepet-mepetkan my vehicle to vehicle. And it happens almost every day, especially in big cities. Even been driving very carefully and still could be a victim induced the other driver does not know the rules.

If the risk of accident is quite big, it could not hurt to take the vehicle insurance. Moreover if the vehicle is to support you in making a living. If you are insured, when there is damage then the insurance company who will bear it.

In conclusion, there are a variety of insurance you prioritize. Then you can decide, whether to take some or indeed all of them require. You who know exactly the condition yourself. Survivors insurance.